{
  "meta": {
    "title": "CabinMatch Housing Backlog Index",
    "description": "Composite index measuring housing demand and placement opportunity across NZ territorial authorities",
    "waitlist_source": "MSD Housing Register, September 2025",
    "population_source": "Stats NZ 2023 Census",
    "updated": "2025-09",
    "methodology": "Composite score from waitlist intensity, renting %, population growth, and people per dwelling. Score 0-10, higher = greater housing demand and CabinMatch placement opportunity.",
    "tiers": {
      "critical": "8.5-10.0 \u2014 Acute housing shortage, highest opportunity",
      "high": "7.0-8.4 \u2014 Significant housing demand",
      "moderate": "5.5-6.9 \u2014 Moderate housing pressure",
      "low": "0-5.4 \u2014 Lower housing pressure"
    }
  },
  "data": [
    {
      "ta": "Hamilton City",
      "waitlist_sep_2025": 981,
      "pop_2023": 176500,
      "pop_2018": 160400,
      "pop_growth_pct": 10.0,
      "dwellings": 62100,
      "people_per_dwelling": 2.84,
      "renting_pct": 38,
      "waitlist_intensity": 1.58,
      "renter_vulnerability": 6.0,
      "flatland_opportunity_score": 9.9,
      "tier": "critical"
    },
    {
      "ta": "Auckland City",
      "waitlist_sep_2025": 6921,
      "pop_2023": 1695200,
      "pop_2018": 1571700,
      "pop_growth_pct": 7.9,
      "dwellings": 604800,
      "people_per_dwelling": 2.8,
      "renting_pct": 42,
      "waitlist_intensity": 1.14,
      "renter_vulnerability": 4.79,
      "flatland_opportunity_score": 9.6,
      "tier": "critical"
    },
    {
      "ta": "Palmerston North City",
      "waitlist_sep_2025": 486,
      "pop_2023": 91200,
      "pop_2018": 83900,
      "pop_growth_pct": 8.7,
      "dwellings": 34100,
      "people_per_dwelling": 2.67,
      "renting_pct": 38,
      "waitlist_intensity": 1.43,
      "renter_vulnerability": 5.43,
      "flatland_opportunity_score": 9.6,
      "tier": "critical"
    },
    {
      "ta": "Tauranga District/Tauranga City",
      "waitlist_sep_2025": 660,
      "pop_2023": 161600,
      "pop_2018": 139200,
      "pop_growth_pct": 16.1,
      "dwellings": 59400,
      "people_per_dwelling": 2.72,
      "renting_pct": 31,
      "waitlist_intensity": 1.11,
      "renter_vulnerability": 3.44,
      "flatland_opportunity_score": 9.6,
      "tier": "critical"
    },
    {
      "ta": "Rotorua District",
      "waitlist_sep_2025": 642,
      "pop_2023": 75900,
      "pop_2018": 70100,
      "pop_growth_pct": 8.3,
      "dwellings": 27400,
      "people_per_dwelling": 2.77,
      "renting_pct": 36,
      "waitlist_intensity": 2.34,
      "renter_vulnerability": 8.42,
      "flatland_opportunity_score": 9.5,
      "tier": "critical"
    },
    {
      "ta": "Porirua City",
      "waitlist_sep_2025": 231,
      "pop_2023": 60700,
      "pop_2018": 56100,
      "pop_growth_pct": 8.2,
      "dwellings": 20100,
      "people_per_dwelling": 3.02,
      "renting_pct": 36,
      "waitlist_intensity": 1.15,
      "renter_vulnerability": 4.14,
      "flatland_opportunity_score": 9.4,
      "tier": "critical"
    },
    {
      "ta": "Lower Hutt City",
      "waitlist_sep_2025": 366,
      "pop_2023": 115700,
      "pop_2018": 107500,
      "pop_growth_pct": 7.6,
      "dwellings": 43200,
      "people_per_dwelling": 2.68,
      "renting_pct": 34,
      "waitlist_intensity": 0.85,
      "renter_vulnerability": 2.89,
      "flatland_opportunity_score": 9.2,
      "tier": "critical"
    },
    {
      "ta": "Waikato District",
      "waitlist_sep_2025": 231,
      "pop_2023": 82400,
      "pop_2018": 72200,
      "pop_growth_pct": 14.1,
      "dwellings": 27000,
      "people_per_dwelling": 3.05,
      "renting_pct": 25,
      "waitlist_intensity": 0.86,
      "renter_vulnerability": 2.15,
      "flatland_opportunity_score": 9.2,
      "tier": "critical"
    },
    {
      "ta": "Western Bay Of Plenty District",
      "waitlist_sep_2025": 183,
      "pop_2023": 55700,
      "pop_2018": 47900,
      "pop_growth_pct": 16.3,
      "dwellings": 19700,
      "people_per_dwelling": 2.83,
      "renting_pct": 23,
      "waitlist_intensity": 0.93,
      "renter_vulnerability": 2.14,
      "flatland_opportunity_score": 9.2,
      "tier": "critical"
    },
    {
      "ta": "Manawat\u016b District",
      "waitlist_sep_2025": 84,
      "pop_2023": 32300,
      "pop_2018": 29100,
      "pop_growth_pct": 11.0,
      "dwellings": 12000,
      "people_per_dwelling": 2.69,
      "renting_pct": 22,
      "waitlist_intensity": 0.7,
      "renter_vulnerability": 1.54,
      "flatland_opportunity_score": 9.1,
      "tier": "critical"
    },
    {
      "ta": "South Waikato District",
      "waitlist_sep_2025": 81,
      "pop_2023": 24700,
      "pop_2018": 23100,
      "pop_growth_pct": 6.9,
      "dwellings": 9700,
      "people_per_dwelling": 2.55,
      "renting_pct": 30,
      "waitlist_intensity": 0.84,
      "renter_vulnerability": 2.52,
      "flatland_opportunity_score": 8.9,
      "tier": "critical"
    },
    {
      "ta": "Central Hawke's Bay District",
      "waitlist_sep_2025": 45,
      "pop_2023": 15100,
      "pop_2018": 14200,
      "pop_growth_pct": 6.3,
      "dwellings": 6000,
      "people_per_dwelling": 2.52,
      "renting_pct": 26,
      "waitlist_intensity": 0.75,
      "renter_vulnerability": 1.95,
      "flatland_opportunity_score": 8.6,
      "tier": "critical"
    },
    {
      "ta": "Whang\u0101rei District",
      "waitlist_sep_2025": 543,
      "pop_2023": 101500,
      "pop_2018": 96100,
      "pop_growth_pct": 5.6,
      "dwellings": 40100,
      "people_per_dwelling": 2.53,
      "renting_pct": 30,
      "waitlist_intensity": 1.35,
      "renter_vulnerability": 4.05,
      "flatland_opportunity_score": 8.6,
      "tier": "critical"
    },
    {
      "ta": "Waimakariri District",
      "waitlist_sep_2025": 105,
      "pop_2023": 66400,
      "pop_2018": 56900,
      "pop_growth_pct": 16.7,
      "dwellings": 24100,
      "people_per_dwelling": 2.76,
      "renting_pct": 18,
      "waitlist_intensity": 0.44,
      "renter_vulnerability": 0.79,
      "flatland_opportunity_score": 8.5,
      "tier": "critical"
    },
    {
      "ta": "Carterton District",
      "waitlist_sep_2025": 18,
      "pop_2023": 10600,
      "pop_2018": 9800,
      "pop_growth_pct": 8.2,
      "dwellings": 4200,
      "people_per_dwelling": 2.52,
      "renting_pct": 22,
      "waitlist_intensity": 0.43,
      "renter_vulnerability": 0.95,
      "flatland_opportunity_score": 8.3,
      "tier": "high"
    },
    {
      "ta": "Matamata-Piako District",
      "waitlist_sep_2025": 57,
      "pop_2023": 37200,
      "pop_2018": 34100,
      "pop_growth_pct": 9.1,
      "dwellings": 14000,
      "people_per_dwelling": 2.66,
      "renting_pct": 21,
      "waitlist_intensity": 0.41,
      "renter_vulnerability": 0.86,
      "flatland_opportunity_score": 8.3,
      "tier": "high"
    },
    {
      "ta": "Horowhenua District",
      "waitlist_sep_2025": 156,
      "pop_2023": 35900,
      "pop_2018": 32600,
      "pop_growth_pct": 10.1,
      "dwellings": 14700,
      "people_per_dwelling": 2.44,
      "renting_pct": 29,
      "waitlist_intensity": 1.06,
      "renter_vulnerability": 3.07,
      "flatland_opportunity_score": 8.2,
      "tier": "high"
    },
    {
      "ta": "Dunedin City",
      "waitlist_sep_2025": 381,
      "pop_2023": 134700,
      "pop_2018": 126400,
      "pop_growth_pct": 6.6,
      "dwellings": 54900,
      "people_per_dwelling": 2.45,
      "renting_pct": 36,
      "waitlist_intensity": 0.69,
      "renter_vulnerability": 2.48,
      "flatland_opportunity_score": 7.9,
      "tier": "high"
    },
    {
      "ta": "K\u0101piti Coast District",
      "waitlist_sep_2025": 129,
      "pop_2023": 57200,
      "pop_2018": 52100,
      "pop_growth_pct": 9.8,
      "dwellings": 23300,
      "people_per_dwelling": 2.45,
      "renting_pct": 22,
      "waitlist_intensity": 0.55,
      "renter_vulnerability": 1.21,
      "flatland_opportunity_score": 7.9,
      "tier": "high"
    },
    {
      "ta": "Waip\u0101 District",
      "waitlist_sep_2025": 60,
      "pop_2023": 55700,
      "pop_2018": 48000,
      "pop_growth_pct": 16.0,
      "dwellings": 19900,
      "people_per_dwelling": 2.8,
      "renting_pct": 20,
      "waitlist_intensity": 0.3,
      "renter_vulnerability": 0.6,
      "flatland_opportunity_score": 7.8,
      "tier": "high"
    },
    {
      "ta": "Christchurch City",
      "waitlist_sep_2025": 1494,
      "pop_2023": 404500,
      "pop_2018": 381700,
      "pop_growth_pct": 6.0,
      "dwellings": 162300,
      "people_per_dwelling": 2.49,
      "renting_pct": 31,
      "waitlist_intensity": 0.92,
      "renter_vulnerability": 2.85,
      "flatland_opportunity_score": 7.7,
      "tier": "high"
    },
    {
      "ta": "Kaipara District",
      "waitlist_sep_2025": 48,
      "pop_2023": 24200,
      "pop_2018": 21200,
      "pop_growth_pct": 14.2,
      "dwellings": 10100,
      "people_per_dwelling": 2.4,
      "renting_pct": 22,
      "waitlist_intensity": 0.48,
      "renter_vulnerability": 1.06,
      "flatland_opportunity_score": 7.6,
      "tier": "high"
    },
    {
      "ta": "Kawerau District",
      "waitlist_sep_2025": 54,
      "pop_2023": 7300,
      "pop_2018": 7100,
      "pop_growth_pct": 2.8,
      "dwellings": 2900,
      "people_per_dwelling": 2.52,
      "renting_pct": 38,
      "waitlist_intensity": 1.86,
      "renter_vulnerability": 7.07,
      "flatland_opportunity_score": 7.5,
      "tier": "high"
    },
    {
      "ta": "Tasman District",
      "waitlist_sep_2025": 144,
      "pop_2023": 59600,
      "pop_2018": 54100,
      "pop_growth_pct": 10.2,
      "dwellings": 25100,
      "people_per_dwelling": 2.37,
      "renting_pct": 20,
      "waitlist_intensity": 0.57,
      "renter_vulnerability": 1.14,
      "flatland_opportunity_score": 7.5,
      "tier": "high"
    },
    {
      "ta": "Gisborne District",
      "waitlist_sep_2025": 387,
      "pop_2023": 51100,
      "pop_2018": 49200,
      "pop_growth_pct": 3.9,
      "dwellings": 18700,
      "people_per_dwelling": 2.73,
      "renting_pct": 33,
      "waitlist_intensity": 2.07,
      "renter_vulnerability": 6.83,
      "flatland_opportunity_score": 7.4,
      "tier": "high"
    },
    {
      "ta": "Hastings District",
      "waitlist_sep_2025": 456,
      "pop_2023": 83200,
      "pop_2018": 79600,
      "pop_growth_pct": 4.5,
      "dwellings": 29400,
      "people_per_dwelling": 2.83,
      "renting_pct": 30,
      "waitlist_intensity": 1.55,
      "renter_vulnerability": 4.65,
      "flatland_opportunity_score": 7.4,
      "tier": "high"
    },
    {
      "ta": "Upper Hutt City",
      "waitlist_sep_2025": 120,
      "pop_2023": 46200,
      "pop_2018": 44100,
      "pop_growth_pct": 4.8,
      "dwellings": 17100,
      "people_per_dwelling": 2.7,
      "renting_pct": 28,
      "waitlist_intensity": 0.7,
      "renter_vulnerability": 1.96,
      "flatland_opportunity_score": 7.4,
      "tier": "high"
    },
    {
      "ta": "Whakat\u0101ne District",
      "waitlist_sep_2025": 234,
      "pop_2023": 38300,
      "pop_2018": 36700,
      "pop_growth_pct": 4.4,
      "dwellings": 14500,
      "people_per_dwelling": 2.64,
      "renting_pct": 30,
      "waitlist_intensity": 1.61,
      "renter_vulnerability": 4.83,
      "flatland_opportunity_score": 7.4,
      "tier": "high"
    },
    {
      "ta": "Marlborough District",
      "waitlist_sep_2025": 210,
      "pop_2023": 49800,
      "pop_2018": 47300,
      "pop_growth_pct": 5.3,
      "dwellings": 20100,
      "people_per_dwelling": 2.48,
      "renting_pct": 24,
      "waitlist_intensity": 1.04,
      "renter_vulnerability": 2.5,
      "flatland_opportunity_score": 7.2,
      "tier": "high"
    },
    {
      "ta": "New Plymouth District",
      "waitlist_sep_2025": 348,
      "pop_2023": 87300,
      "pop_2018": 83700,
      "pop_growth_pct": 4.3,
      "dwellings": 34100,
      "people_per_dwelling": 2.56,
      "renting_pct": 27,
      "waitlist_intensity": 1.02,
      "renter_vulnerability": 2.75,
      "flatland_opportunity_score": 7.2,
      "tier": "high"
    },
    {
      "ta": "Napier City",
      "waitlist_sep_2025": 426,
      "pop_2023": 66400,
      "pop_2018": 64900,
      "pop_growth_pct": 2.3,
      "dwellings": 25200,
      "people_per_dwelling": 2.63,
      "renting_pct": 33,
      "waitlist_intensity": 1.69,
      "renter_vulnerability": 5.58,
      "flatland_opportunity_score": 7.1,
      "tier": "high"
    },
    {
      "ta": "Taup\u014d District",
      "waitlist_sep_2025": 171,
      "pop_2023": 39700,
      "pop_2018": 36400,
      "pop_growth_pct": 9.1,
      "dwellings": 17900,
      "people_per_dwelling": 2.22,
      "renting_pct": 27,
      "waitlist_intensity": 0.96,
      "renter_vulnerability": 2.59,
      "flatland_opportunity_score": 7.1,
      "tier": "high"
    },
    {
      "ta": "Hauraki District",
      "waitlist_sep_2025": 39,
      "pop_2023": 20900,
      "pop_2018": 19800,
      "pop_growth_pct": 5.6,
      "dwellings": 8400,
      "people_per_dwelling": 2.49,
      "renting_pct": 24,
      "waitlist_intensity": 0.46,
      "renter_vulnerability": 1.1,
      "flatland_opportunity_score": 7.0,
      "tier": "high"
    },
    {
      "ta": "Nelson City",
      "waitlist_sep_2025": 279,
      "pop_2023": 54800,
      "pop_2018": 52400,
      "pop_growth_pct": 4.6,
      "dwellings": 22700,
      "people_per_dwelling": 2.41,
      "renting_pct": 29,
      "waitlist_intensity": 1.23,
      "renter_vulnerability": 3.57,
      "flatland_opportunity_score": 7.0,
      "tier": "high"
    },
    {
      "ta": "Selwyn District",
      "waitlist_sep_2025": 54,
      "pop_2023": 82100,
      "pop_2018": 60200,
      "pop_growth_pct": 36.4,
      "dwellings": 29100,
      "people_per_dwelling": 2.82,
      "renting_pct": 17,
      "waitlist_intensity": 0.19,
      "renter_vulnerability": 0.32,
      "flatland_opportunity_score": 7.0,
      "tier": "high"
    },
    {
      "ta": "Queenstown-Lakes District",
      "waitlist_sep_2025": 36,
      "pop_2023": 44600,
      "pop_2018": 38700,
      "pop_growth_pct": 15.2,
      "dwellings": 18200,
      "people_per_dwelling": 2.45,
      "renting_pct": 38,
      "waitlist_intensity": 0.2,
      "renter_vulnerability": 0.76,
      "flatland_opportunity_score": 6.9,
      "tier": "moderate"
    },
    {
      "ta": "Far North District",
      "waitlist_sep_2025": 390,
      "pop_2023": 67900,
      "pop_2018": 65100,
      "pop_growth_pct": 4.3,
      "dwellings": 28600,
      "people_per_dwelling": 2.37,
      "renting_pct": 30,
      "waitlist_intensity": 1.36,
      "renter_vulnerability": 4.08,
      "flatland_opportunity_score": 6.8,
      "tier": "moderate"
    },
    {
      "ta": "\u014cp\u014dtiki District",
      "waitlist_sep_2025": 87,
      "pop_2023": 9700,
      "pop_2018": 9600,
      "pop_growth_pct": 1.0,
      "dwellings": 4000,
      "people_per_dwelling": 2.42,
      "renting_pct": 35,
      "waitlist_intensity": 2.17,
      "renter_vulnerability": 7.6,
      "flatland_opportunity_score": 6.6,
      "tier": "moderate"
    },
    {
      "ta": "Wellington City",
      "waitlist_sep_2025": 621,
      "pop_2023": 215400,
      "pop_2018": 212700,
      "pop_growth_pct": 1.3,
      "dwellings": 91900,
      "people_per_dwelling": 2.34,
      "renting_pct": 47,
      "waitlist_intensity": 0.68,
      "renter_vulnerability": 3.2,
      "flatland_opportunity_score": 6.6,
      "tier": "moderate"
    },
    {
      "ta": "Invercargill City",
      "waitlist_sep_2025": 177,
      "pop_2023": 56700,
      "pop_2018": 55200,
      "pop_growth_pct": 2.7,
      "dwellings": 23600,
      "people_per_dwelling": 2.4,
      "renting_pct": 28,
      "waitlist_intensity": 0.75,
      "renter_vulnerability": 2.1,
      "flatland_opportunity_score": 6.5,
      "tier": "moderate"
    },
    {
      "ta": "Masterton District",
      "waitlist_sep_2025": 147,
      "pop_2023": 27900,
      "pop_2018": 27100,
      "pop_growth_pct": 3.0,
      "dwellings": 11700,
      "people_per_dwelling": 2.38,
      "renting_pct": 28,
      "waitlist_intensity": 1.26,
      "renter_vulnerability": 3.53,
      "flatland_opportunity_score": 6.5,
      "tier": "moderate"
    },
    {
      "ta": "Rangitikei District",
      "waitlist_sep_2025": 60,
      "pop_2023": 16400,
      "pop_2018": 15400,
      "pop_growth_pct": 6.5,
      "dwellings": 7300,
      "people_per_dwelling": 2.25,
      "renting_pct": 25,
      "waitlist_intensity": 0.82,
      "renter_vulnerability": 2.05,
      "flatland_opportunity_score": 6.5,
      "tier": "moderate"
    },
    {
      "ta": "Ashburton District",
      "waitlist_sep_2025": 54,
      "pop_2023": 35600,
      "pop_2018": 33900,
      "pop_growth_pct": 5.0,
      "dwellings": 14200,
      "people_per_dwelling": 2.51,
      "renting_pct": 22,
      "waitlist_intensity": 0.38,
      "renter_vulnerability": 0.84,
      "flatland_opportunity_score": 6.4,
      "tier": "moderate"
    },
    {
      "ta": "Tararua District",
      "waitlist_sep_2025": 48,
      "pop_2023": 18700,
      "pop_2018": 18100,
      "pop_growth_pct": 3.3,
      "dwellings": 8100,
      "people_per_dwelling": 2.31,
      "renting_pct": 26,
      "waitlist_intensity": 0.59,
      "renter_vulnerability": 1.53,
      "flatland_opportunity_score": 6.2,
      "tier": "moderate"
    },
    {
      "ta": "Timaru District",
      "waitlist_sep_2025": 102,
      "pop_2023": 47300,
      "pop_2018": 46200,
      "pop_growth_pct": 2.4,
      "dwellings": 19900,
      "people_per_dwelling": 2.38,
      "renting_pct": 24,
      "waitlist_intensity": 0.51,
      "renter_vulnerability": 1.22,
      "flatland_opportunity_score": 6.2,
      "tier": "moderate"
    },
    {
      "ta": "Waitomo District",
      "waitlist_sep_2025": 51,
      "pop_2023": 9600,
      "pop_2018": 9400,
      "pop_growth_pct": 2.1,
      "dwellings": 4200,
      "people_per_dwelling": 2.29,
      "renting_pct": 28,
      "waitlist_intensity": 1.21,
      "renter_vulnerability": 3.39,
      "flatland_opportunity_score": 6.0,
      "tier": "moderate"
    },
    {
      "ta": "\u014ctorohanga District",
      "waitlist_sep_2025": 18,
      "pop_2023": 10200,
      "pop_2018": 9900,
      "pop_growth_pct": 3.0,
      "dwellings": 4300,
      "people_per_dwelling": 2.37,
      "renting_pct": 24,
      "waitlist_intensity": 0.42,
      "renter_vulnerability": 1.01,
      "flatland_opportunity_score": 5.8,
      "tier": "moderate"
    },
    {
      "ta": "Stratford District",
      "waitlist_sep_2025": 30,
      "pop_2023": 9800,
      "pop_2018": 9600,
      "pop_growth_pct": 2.1,
      "dwellings": 4200,
      "people_per_dwelling": 2.33,
      "renting_pct": 22,
      "waitlist_intensity": 0.71,
      "renter_vulnerability": 1.56,
      "flatland_opportunity_score": 5.8,
      "tier": "moderate"
    },
    {
      "ta": "Whanganui District",
      "waitlist_sep_2025": 198,
      "pop_2023": 47500,
      "pop_2018": 47200,
      "pop_growth_pct": 0.6,
      "dwellings": 20700,
      "people_per_dwelling": 2.29,
      "renting_pct": 31,
      "waitlist_intensity": 0.96,
      "renter_vulnerability": 2.98,
      "flatland_opportunity_score": 5.8,
      "tier": "moderate"
    },
    {
      "ta": "South Taranaki District",
      "waitlist_sep_2025": 87,
      "pop_2023": 27800,
      "pop_2018": 27500,
      "pop_growth_pct": 1.1,
      "dwellings": 12100,
      "people_per_dwelling": 2.3,
      "renting_pct": 24,
      "waitlist_intensity": 0.72,
      "renter_vulnerability": 1.73,
      "flatland_opportunity_score": 5.6,
      "tier": "moderate"
    },
    {
      "ta": "Westland District",
      "waitlist_sep_2025": 24,
      "pop_2023": 9300,
      "pop_2018": 8900,
      "pop_growth_pct": 4.5,
      "dwellings": 4500,
      "people_per_dwelling": 2.07,
      "renting_pct": 26,
      "waitlist_intensity": 0.53,
      "renter_vulnerability": 1.38,
      "flatland_opportunity_score": 5.5,
      "tier": "moderate"
    },
    {
      "ta": "Grey District",
      "waitlist_sep_2025": 72,
      "pop_2023": 13800,
      "pop_2018": 13600,
      "pop_growth_pct": 1.5,
      "dwellings": 6300,
      "people_per_dwelling": 2.19,
      "renting_pct": 27,
      "waitlist_intensity": 1.14,
      "renter_vulnerability": 3.08,
      "flatland_opportunity_score": 5.4,
      "tier": "low"
    },
    {
      "ta": "Kaik\u014dura District",
      "waitlist_sep_2025": 9,
      "pop_2023": 4300,
      "pop_2018": 4000,
      "pop_growth_pct": 7.5,
      "dwellings": 2100,
      "people_per_dwelling": 2.05,
      "renting_pct": 21,
      "waitlist_intensity": 0.43,
      "renter_vulnerability": 0.9,
      "flatland_opportunity_score": 5.3,
      "tier": "low"
    },
    {
      "ta": "Wairoa District",
      "waitlist_sep_2025": 42,
      "pop_2023": 8500,
      "pop_2018": 8500,
      "pop_growth_pct": 0.0,
      "dwellings": 3900,
      "people_per_dwelling": 2.18,
      "renting_pct": 32,
      "waitlist_intensity": 1.08,
      "renter_vulnerability": 3.46,
      "flatland_opportunity_score": 5.3,
      "tier": "low"
    },
    {
      "ta": "South Wairarapa District",
      "waitlist_sep_2025": 12,
      "pop_2023": 11400,
      "pop_2018": 10500,
      "pop_growth_pct": 8.6,
      "dwellings": 5100,
      "people_per_dwelling": 2.24,
      "renting_pct": 19,
      "waitlist_intensity": 0.24,
      "renter_vulnerability": 0.46,
      "flatland_opportunity_score": 5.1,
      "tier": "low"
    },
    {
      "ta": "Southland District",
      "waitlist_sep_2025": 30,
      "pop_2023": 31900,
      "pop_2018": 30200,
      "pop_growth_pct": 5.6,
      "dwellings": 13400,
      "people_per_dwelling": 2.38,
      "renting_pct": 19,
      "waitlist_intensity": 0.22,
      "renter_vulnerability": 0.42,
      "flatland_opportunity_score": 4.9,
      "tier": "low"
    },
    {
      "ta": "Central Otago District",
      "waitlist_sep_2025": 21,
      "pop_2023": 27800,
      "pop_2018": 22900,
      "pop_growth_pct": 21.4,
      "dwellings": 12700,
      "people_per_dwelling": 2.19,
      "renting_pct": 21,
      "waitlist_intensity": 0.17,
      "renter_vulnerability": 0.36,
      "flatland_opportunity_score": 4.8,
      "tier": "low"
    },
    {
      "ta": "Waitaki District",
      "waitlist_sep_2025": 30,
      "pop_2023": 25000,
      "pop_2018": 23600,
      "pop_growth_pct": 5.9,
      "dwellings": 11200,
      "people_per_dwelling": 2.23,
      "renting_pct": 22,
      "waitlist_intensity": 0.27,
      "renter_vulnerability": 0.59,
      "flatland_opportunity_score": 4.8,
      "tier": "low"
    },
    {
      "ta": "Buller District",
      "waitlist_sep_2025": 57,
      "pop_2023": 10000,
      "pop_2018": 10300,
      "pop_growth_pct": -2.9,
      "dwellings": 4900,
      "people_per_dwelling": 2.04,
      "renting_pct": 29,
      "waitlist_intensity": 1.16,
      "renter_vulnerability": 3.36,
      "flatland_opportunity_score": 4.6,
      "tier": "low"
    },
    {
      "ta": "Ruapehu District",
      "waitlist_sep_2025": 45,
      "pop_2023": 12200,
      "pop_2018": 12400,
      "pop_growth_pct": -1.6,
      "dwellings": 6400,
      "people_per_dwelling": 1.91,
      "renting_pct": 30,
      "waitlist_intensity": 0.7,
      "renter_vulnerability": 2.1,
      "flatland_opportunity_score": 4.5,
      "tier": "low"
    },
    {
      "ta": "Hurunui District",
      "waitlist_sep_2025": 21,
      "pop_2023": 12700,
      "pop_2018": 11900,
      "pop_growth_pct": 6.7,
      "dwellings": 6200,
      "people_per_dwelling": 2.05,
      "renting_pct": 17,
      "waitlist_intensity": 0.34,
      "renter_vulnerability": 0.58,
      "flatland_opportunity_score": 4.4,
      "tier": "low"
    },
    {
      "ta": "Thames-Coromandel District",
      "waitlist_sep_2025": 54,
      "pop_2023": 30700,
      "pop_2018": 28700,
      "pop_growth_pct": 7.0,
      "dwellings": 17300,
      "people_per_dwelling": 1.77,
      "renting_pct": 19,
      "waitlist_intensity": 0.31,
      "renter_vulnerability": 0.59,
      "flatland_opportunity_score": 4.2,
      "tier": "low"
    },
    {
      "ta": "Clutha District",
      "waitlist_sep_2025": 21,
      "pop_2023": 18200,
      "pop_2018": 17600,
      "pop_growth_pct": 3.4,
      "dwellings": 8300,
      "people_per_dwelling": 2.19,
      "renting_pct": 20,
      "waitlist_intensity": 0.25,
      "renter_vulnerability": 0.5,
      "flatland_opportunity_score": 3.9,
      "tier": "low"
    },
    {
      "ta": "Waimate District",
      "waitlist_sep_2025": 9,
      "pop_2023": 7900,
      "pop_2018": 7900,
      "pop_growth_pct": 0.0,
      "dwellings": 3700,
      "people_per_dwelling": 2.14,
      "renting_pct": 20,
      "waitlist_intensity": 0.24,
      "renter_vulnerability": 0.48,
      "flatland_opportunity_score": 3.0,
      "tier": "low"
    },
    {
      "ta": "Gore District",
      "waitlist_sep_2025": null,
      "pop_2023": 12700,
      "pop_2018": 12500,
      "pop_growth_pct": 1.6,
      "dwellings": 5400,
      "people_per_dwelling": 2.35,
      "renting_pct": 24,
      "waitlist_intensity": null,
      "renter_vulnerability": null,
      "flatland_opportunity_score": 2.9,
      "tier": "low"
    },
    {
      "ta": "Mackenzie District",
      "waitlist_sep_2025": null,
      "pop_2023": 5200,
      "pop_2018": 4600,
      "pop_growth_pct": 13.0,
      "dwellings": 3200,
      "people_per_dwelling": 1.62,
      "renting_pct": 18,
      "waitlist_intensity": null,
      "renter_vulnerability": null,
      "flatland_opportunity_score": 2.9,
      "tier": "low"
    }
  ]
}